Family status change may include marriage, divorce, creation or termination of domestic partnership, birth of child, adoption of child, pre-adoption placement of child, start of guardianship of child, death of family member, or dependent no longer eligible for coverage due to age.
Time Limits for Qualifying Events
There are time limits for form submittal due to family status changes. In order to make changes to insurance or other benefits, you must declare the change in family status by the required date.
30-day application requirement
The following family status changes have a 30 day application requirement for ETF (Health and Retirement).
May not be an exhaustive list.
- Marriage
- Creation of domestic partnership
- Loss of eligibility for other medical coverage or employer contribution for other coverage
- Legal guardianship granted
- Dependent loss of eligibility for other coverage
- Child age 26 or older becomes disabled
- Return to work after leave or layoff (with coverage lapse due to nonpayment of premiums)
31-day application requirement
The following changes to life Insurance coverage must be made within 31 days of a family status change:
- Initial enrollment
- Increase level of coverage
- Add dependent coverage
- Increase existing dependent coverage
An increase in life insurance coverage by one level, or addition of dependent unit(s) of coverage may be made within 31 days following the qualifying event that is the basis for the change. A request to increase life insurance coverage by more than one level, or to increase life insurance coverage or add dependent unit(s) of coverage outside of 31 days following a qualifying event, requires an Evidence of Insurability application.
60-day application requirement
The following family status changes have a 60 day application requirement for ETF (Health and Retirement).
May not be an exhaustive list.
- Birth of a child, adoption of a child, or placement of a child for adoption
- Single mother/father declaring parentage and changing to Family coverage (date of birth start)
- National Medical Support Notice (see ETF information)